Job offer versus living-cost sketch

What leftover cash is not

The leftover figure is incoming cash you entered minus housing, school and other living estimates. It does not deduct tax, social security, pension, bonus clawbacks, visa costs, flights or a savings target unless you put those amounts in “other living costs”.

The UAE does not apply a federal personal income tax to ordinary employment salary, but that does not settle tax residence, foreign-country duties or UAE business tax. This page does not give tax advice and does not say a salary is sufficient.

Allowances can be contractual or discretionary. Housing support may be cash, a company lease or nothing until residence is issued. Treat an unsigned policy as zero in the pessimistic case, then run a second sketch if the written benefit is later confirmed.

Read the offer as a calendar

Ask when the first salary lands, whether a joining ticket or temporary housing is reimbursed, and what happens to cover during probation. A comfortable leftover on paper can still fail in month one if rent cheques are due before payroll.

Use the official MOHRE offer and contract inquiry route where it applies, and keep the employing entity name, work location and sponsor in your own file. Do not paste contract extracts or identity numbers into this tool.

Compare two offers by running the sketch twice and writing the assumptions beside each leftover. The Job Offer Comparator is the paid workbook when you want those comparisons offline. Move Planner Pro holds the wider household plan.

Replace averages with quotes

Use a real home and a real school fee sheet rather than a city-wide average. Test the commute. Add home-country commitments if they continue. Then open the relocation budget planner for landing cash and deposits this sketch ignores.

Read the work visa guide and the tax questions before moving page before treating a leftover as a decision. Official employment and tax answers sit with the employer, MOHRE, the FTA and advisers you appoint.